The ₹1 UPI transaction is a uniquely Indian phenomenon. It’s more than money; it’s a digital handshake, a modern ‘shagun,’ and a new way to communicate, reflecting deep-seated cultural values …
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Indian Tech Prowess
UPI
How UPI’s Success Accidentally Killed India’s ATM Industry: The Great Cash Infrastructure Collapse
by Sarawanan
UPI’s success led to an unintended consequence: the slow death of India’s ATM industry. We analyse how this digital revolution is dismantling our physical cash infrastructure, creating a paradox of …
India digitized its massive food ration system to fight hunger and corruption. Explore how Aadhaar and ePoS machines transformed the PDS, busting ghost beneficiaries and creating the “One Nation, One …
Explore “Data Darshan”—the ritualistic way Indians use the internet. It’s not casual browsing but a purposeful, temple-like visit driven by scarcity and cultural habits, with the smartphone as a personal …
UPI’s peer-to-peer magic has done more than simplify payments; it’s turned millions of Indians into informal lenders and micro-entrepreneurs. We explore this accidental revolution, where every smartphone user is now …
Philosophical Lens
The Zero That Changed Everything: How India Gave Mathematics Its Most Powerful Symbol
by Sarawanan
Explore how India’s invention of zero, rooted in the philosophical concept of Shunya, transformed global mathematics and became the bedrock of modern computing. A journey from ancient thought to digital …
Technology
From Potli to Payments: How Digital Wallets Reflect Traditional Money-Handling
by Sarawanan
The success of UPI isn’t just tech; it’s cultural design. Explore how digital wallets reflect traditional Indian money habits, from the ‘potli’ and ‘shagun’ to the ‘udhaar’, making digital payments …
India didn’t just climb the development ladder; it leapfrogged it. Explore how digital infrastructure allowed India to bypass slow, expensive stages of growth, creating “hidden prosperity” in time saved, costs …
Culture
The Little Notebook of Trust: How India’s Corner Shops Run a Banking System Without Interest
by Sarawanan
Discover the ‘khata’ system, India’s corner shop credit network. Explore how these local grocers act as interest-free bankers, building community resilience and loyalty through a notebook of trust.
India Explained
UPI is Everywhere, But Your Wallet is Still Full! The Real Reason India Can’t Quit Cash.
by Sarawanan
Discover why cash remains king in Digital India. Explore the unique coexistence of UPI and physical currency, driven by trust, habit, the digital divide, and distinct transaction patterns.