The race for India’s “Super App” is on. Discover how homegrown platforms like Arattai could create a digital ecosystem, adapting the WeChat model with a focus on privacy, UPI integration, …
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Financial Inclusion
India Explained
UPI is Everywhere, But Your Wallet is Still Full! The Real Reason India Can’t Quit Cash.
by Sarawanan
Discover why cash remains king in Digital India. Explore the unique coexistence of UPI and physical currency, driven by trust, habit, the digital divide, and distinct transaction patterns.
Beyond the tech, this is the human story of Aadhaar. We explore its transformative power in fighting corruption and enabling inclusion, and the stark reality of exclusion and privacy concerns …
India’s bazaars birthed its fintech. Explore how traditional market trust systems, like khata and community credit, inspired UPI and digital payment platforms, proving a unique, culturally rooted catalyst for innovation.
Business
The Oral Contract: How India’s Trust-Based Commerce Created Value for Centuries
by Sarawanan
Discover how India’s commerce thrived for centuries on trust, reputation (Saakh), and oral contracts. Learn how these principles now inspire fintech algorithms using social and alternative data for inclusive credit …
OCEN India stands as a revolutionary force in fintech, democratizing access to credit and empowering underserved communities. Discover its transformative journey, innovative mechanisms, and the future it promises for a …