Remember saying “keep the change”? UPI’s exact payments have made this generous phrase obsolete, silently impacting the incomes of millions of service workers. We investigate the death of India’s informal …
Tag:
Digital lending
UPI didn’t just change payments; it changed friendships. The ease of peer-to-peer cash requests has turned us all into on-demand lenders, creating new social pressures and blurring the lines between …
UPI
The Pointing Epidemic: Why Every Indian Shopkeeper Has Developed the Same Hand Gesture
by Sarawanan
From Kashmir to Kanyakumari, Indian shopkeepers have adopted a single hand gesture for UPI payments. We investigate “The Great Indian Point,” an unspoken national sign language born from technology, necessity, …
UPI’s greatest achievement isn’t just digital payments. It’s the accidental creation of a massive, informal social safety net—a grassroots Universal Basic Income powered by millions of peer-to-peer transfers within families …
Technology
The Digital Identity Revolution: How Aadhaar-Enabled Services Create Economic Inclusion
by Sarawanan
Beyond DBT, Aadhaar’s true power is slashing the “invisible costs” of transacting. Discover how this digital identity infrastructure creates economic inclusion by lowering barriers to finance, credit, and formal markets …
OCEN India stands as a revolutionary force in fintech, democratizing access to credit and empowering underserved communities. Discover its transformative journey, innovative mechanisms, and the future it promises for a …